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Elkhorn Federal Credit Union f/k/a Fort Harrison VAF Federal Credit Union was established as an organization by the National Credit Union Association (NCUA) on July 8, 1935. Our Charter Number is 495.  On April 5, 2001, the NCUA approved our name change from Fort Harrison VAF FCU to Elkhorn FCU. On May 12, 1999, Elkhorn FCU acquired by way of merger a smaller credit union located in Helena, Montana called “Montana Employment Security FCU.” The date of this merger was effective May 12, 1999.  Upon Elkhorn FCU’s application in June 2001, the NCUA approved our community charter on November 16, 2001. Elkhorn Federal Credit Union can now serve any resident of the following counties: Lewis and Clark, Jefferson, Powell.

The MISSION STATEMENT of the Credit Union is “to maximize the quality and value of current services while striving for new and more convenient ways to meet the future needs of the membership.  The Credit Union will strive to offer the best rates for both savings and loans with the welfare and the soundness of the Credit Union always of utmost importance.”

Elkhorn Federal Credit Union is a non-profit cooperative financial institution owned by the membership to benefit and serve the membership.  In order to be a member of the Credit Union the following charter applies to the membership as of November 16, 2001:

Any resident who resides, works, worships, or the like in the following counties of the State of Montana:

  • Lewis and Clark

  • Jefferson

  • Powell

Once a person has become a member of the Credit Union, they are eligible for all the services offered at the Credit Union, with all the rights and privileges, even though employment or family status may change. A minimum of one share ($5.00) must be held in account to obtain these rights. Additionally, we maintain the policy “once a member, always a member.”

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We Do Business In Accordance With The Federal Fair Housing Law And The Equal Credit Opportunity Act